Our promise: Your lowest mortgage rate no matter what.

Your lowest mortgage rate in Canada

Always better than your Bank!

Your best rate, regardless of credit

No matter your credit or income, Cannect gets you the best loan rates — because we believe financial flexibility should be for everyone.

Flexible terms for maximum savings

We tailor low interest loan options to fit your life. Flexible terms come standard so you can save more from the start.

No surprises, no hidden costs

Get your rate online with zero pressure or fine print. Just clear numbers in a few quick steps.

Avoid mortgage penalties

We'll work with you to avoid mortgage penalties from refinancing or breaking your mortgage.

Unbiased expert's advice

Our mortgage specialists are salaried professionals who offer honest, unbiased advice because they focus on your needs not commissions.

Secured in as little as 24 hours

Our unique online and in-home service means you can secure a loan in as little as 24 hours.

Today’s lowest rates

August 14, 2025
Our home financing services include best rates for short-term CannectFlex home loans, mortgage refinancing, new mortgages, and more.
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Get started with Cannect

Our home financing services include our short-term CannectFlex loans,
new mortgages, mortgage refinancing, and more.

A flexible-term home equity loan that avoids mortgage refinancing penalties and sets you up to save even more when it’s time to renew your mortgage.

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If you have a current mortgage and would like to increase the amount you’ve borrowed, try a refinancing quote. And remember, you can avoid mortgage penalties completely with a CannectFlex loan.

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When it’s time to renew your mortgage, and you’re looking for a better rate, start here.

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Whether you’re shopping for a new property or have found your dream home, you’ll find your best mortgage rate here.

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We’ve helped over 50,000 Canadians just like you.

While we’re working with you to secure the home financing you need today, we’ll also give you sound, unbiased equity planning and savings advice to help make the whole process a little easier. Not only for today but also for your best future. That’s just one of the reasons we consistently earn a 5-star rating from our customers across the Greater Toronto Area (GTA) and the rest of Canada.
“I will recommend the team to anyone who is looking for any financial help.”

Bharat P., Leslieville homeowner

You may recognize Cannect and the team from

Want to learn more? Call

Make Money Count Podcast

Our podcast will give you more insight to Cannect

When it comes to refinancing or restructuring your debt, most people trust their bank to guide them in the right direction. After all, banks are

Welcome to the latest episode of Make Money Count! In this episode, Marcus and Justin break down a game-changing discussion from a recent CRA roundtable.

As the Bank of Canada prepares for its July 30th meeting, it looks like we’re in for more of the same: a whole lot of

Based in Toronto, Cannect is proud to be one of Canada’s top mortgage brokers, helping you get the best rates without the hassle. Our team of salaried mortgage agents is here to give you honest advice that’s all about what’s best for you — no commissions, no pressure. With over $7 billion in mortgages funded, we’ve established ourselves as Canada’s top independent mortgage source, backed by a multi-million dollar investment in cutting-edge technology that helps reduce fees and costs for our investors.

Our commitment to excellence is reflected in our fast turnaround times, with friendly, knowledgeable staff available from 9 am to 9 pm, ready to assist you. Featured on well-known media sources and praised in Google reviews, our reputation speaks for itself. We work with a vast network of lenders, ensuring that you have access to the best possible mortgage options.