Your Best Chance to Get the Most Capital at the Lowest Mortgage Rate
- Get Approved and Funded in as little as 24 Hours
- Unbiased Salaried Mortgage Experts
- Access Canada’s Largest Lender Network
- Fully Digital, Hassle-Free Mortgage Process
Your Best Chance to Get the Most Capital at the Lowest Mortgage Rate
- Get Approved and Funded in as little as 24 Hours
- Unbiased Salaried Mortgage Experts
- Access Canada’s Largest Lender Network
- Fully Digital, Hassle-Free Mortgage Process
Your bank hopes you auto-renew. DON'T!
Renew with Us and Get Your Lowest Rate
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** We’ll never check your credit without your permission
Your path to lower payments starts here
Fast Flexible Refinancing Tailored for You
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Variable From
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** We’ll never check your credit without your permission
Take control of your mortgage journey
Your Best Loan Your Way in Just 60 Seconds
Fixed From
** We’ll never check your credit without your permission
Perfect mortgages for your dream home or next property
Step Into Home Ownership in 60 Seconds
Fixed From
—
Variable From
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** We’ll never check your credit without your permission
Clear paths to better returns
Turn Steady Investments into Big Wins
Avg return over the last 12 years
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** We’ll never check your credit without your permission
Your bank hopes you auto-renew. DON'T!
Renew with Us and Get Your Lowest Rate!
Fixed From
—
Variable From
—
** We’ll never check your credit without your permission
Your path to lower payments starts here
Fast Flexible Refinancing Tailored for You
Fixed From
—
Variable From
—
** We’ll never check your credit without your permission
Take control of your mortgage journey
Your Best Loan Your Way in Just 60 Seconds
Fixed From
—
** We’ll never check your credit without your permission
Perfect mortgages for your dream home or next property
Step Into Home Ownership in 60 Seconds
Fixed From
—
Variable From
—
Clear paths to better returns
Turn Steady Investments into Big Wins
Avg return over the last 12 years
—
Always better than your Bank!
Your best rate, regardless of credit
Bad credit or low income? Doesn’t matter. At Cannect, we find your best rates and terms. No matter your financial story, we’ve got options for you.
Flexible terms for maximum savings
We shape your mortgage around your life — flexible terms, low rates, and no cookie-cutter solutions. Your money matters to us.
No surprises, no hidden costs
Unlike banks, our salaried experts work for you — not sales targets. No fine print or hidden agendas.
Avoid mortgage penalties
Breaking or refinancing your mortgage? Our experts review your terms, time your move, and structure deals strategically to help you avoid costly penalties.
Unbiased expert's advice
Our mortgage specialists are salaried, not commission-based, so you get honest, unbiased advice focused entirely on what’s best for you.
Secured in as little as 24 hours
Our unique online and in-home service uses advanced tech to get your best rates and get you funded in as little as 24 hours.
Your best rate, regardless of credit
Bad credit or low income? Doesn’t matter. At Cannect, we find your best rates and terms. No matter your financial story, we’ve got options for you.
Flexible terms for maximum savings
We shape your mortgage around your life — flexible terms, low rates, and no cookie-cutter solutions. Your money matters to us.
No surprises, no hidden costs
Unlike banks, our salaried experts work for you — not sales targets. No fine print or hidden agendas.
Avoid mortgage penalties
Breaking or refinancing your mortgage? Our experts review your terms, time your move, and structure deals strategically to help you avoid costly penalties.
Unbiased expert's advice
Our mortgage specialists are salaried, not commission-based, so you get honest, unbiased advice focused entirely on what’s best for you.
Secured in as little as 24 hours
Our unique online and in-home service uses advanced tech to get your best rates and get you funded in as little as 24 hours.
Why Homeowners Choose & Trust Cannect
We’ve earned the trust to become Canada’s top independent mortgage source — not by working for lenders, but by empowering borrowers. With the lowest possible rate guaranteed for you, we make home financing stress-free and tailored to your needs.
No Hidden Fees
Transparent Rates
No hidden fees or confusing terms just clear, honest pricing you can trust.
Quick Approvals
Fast Track to Funding
Get approved and funded in record time through a fully automated digital process with zero delays.
More Flexibility
Approval Success
We work with the widest range of lenders to get you approved, even if you have credit or income challenges.
Custom Fit
Flexible Terms
Loans built around your needs, with repayment options that work for you.
4.9-Star Rated on Google, Most Trusted
We’ve helped over 50,000 clients and funded over $7 billion — find out why they trust us
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Real Estate Investor
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Want to talk to an Expert? It's free for you!
We’ll listen to your needs, help you understand your options, and pull out all the stops to get you the best rates and terms possible. We don’t charge you any fees; the lenders pay us!
How It Works
Complete a quick online application, and a dedicated, salaried mortgage expert will be with you every step of the way to get you the best deal — no pressure, no hidden fees, no complicated paperwork, and no long waits.
Complete a quick online application, and a dedicated, salaried mortgage expert will be with you every step of the way to get you the best deal
Apply Online
Quick form, apply anytime,
done in minutes
Get Approved
An expert will reach out to get you the best deal possible
Receive Funds
Get your money in as little as 24 hours
Apply Online
Quick form, apply anytime,
done in minutes
Get Approved
An expert will reach out to get you the best deal possible
Receive Funds
Get your money in as little as 24 hours
Calculate your mortgage in minutes
Our easy-to-use calculators help you crunch the numbers, explore different scenarios, and understand what works best for your budget.
- Purchase Payment
- Refinance Payment
- Land Transfer Tax
- Renewal Payment
Make Money Count Podcast
Catch weekly episodes for insider tips from industry experts to borrow wisely and cut costs.
When it comes to refinancing or restructuring your debt, most people trust their bank to guide them in the right direction. After all, banks are
Welcome to the latest episode of Make Money Count! In this episode, Marcus and Justin break down a game-changing discussion from a recent CRA roundtable.
As the Bank of Canada prepares for its July 30th meeting, it looks like we’re in for more of the same: a whole lot of
Frequently Asked Questions
What makes Cannect different from banks and other mortgage brokers?
At Cannect, we don’t work on commission. Our team’s priority is helping you find the right mortgage or investment, not selling you products. That means lower fees, unbiased advice, and solutions tailored to your financial goals.
What types of mortgages do you offer?
We provide flexible mortgage options, including home equity loans, mortgage renewals, refinancing, and home purchase. Whether you’re self-employed, consolidating debt, or looking for a better rate, we’ll match you with the right solution.
How can I invest with Cannect?
You can invest in the Cannect Mortgage Investment Corporation (MIC), which offers historically higher returns compared to other fixed-income options. Our MIC investments are backed by real estate and managed with some of the industry’s lowest loan-to-value ratios for added security.
How quickly can I access funds with a Cannect loan?
In many cases, homeowners can access funds in just a few days. Because we cut out the middlemen, approvals and funding are faster and simpler compared to traditional banks.
What is a home equity loan, and how does it work?
A home equity loan lets you borrow against the value of your home. It’s a simple way to access funds for debt consolidation, renovations, or other big expenses.
Can I refinance my mortgage with Cannect?
Yes! Refinancing can help you lower your monthly payments, access cash, or consolidate debt. We’ll help you find out if it makes sense for your situation.
How quickly can I get approved for a mortgage or loan?
Our streamlined process means you can often get approved within 24–48 hours, and access funds shortly after.
What if my mortgage is up for renewal?
Don’t just sign the renewal offer from your bank. Cannect can shop the market to find you a lower rate and better terms — saving you money.
Do I need perfect credit to qualify?
No. We specialize in helping homeowners with all types of credit backgrounds, including self-employed individuals and those turned down by banks.
How much can I borrow with a home equity loan?
That depends on the equity in your property and your financial profile. Typically, homeowners can access up to 80% of their home’s value.
How do I start the process with Cannect?
It’s super easy — just quickly apply online or call us. Our team will review your situation and guide you through every step.
Have Questions?
Banks not getting back to you? We’re here to simplify things and help you find the mortgage that fits you best. Reach out anytime for a free consultation with no hard sell.
