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Canada's best Mortgage rates in just
Whether you're shopping for a new property or have found your dream home, you'll find your best mortgage rate here.
Insured
Conventional
Fixed From
Variable From
Conventional
Fixed From
Variable From
Why choose Cannect for new home purchase?
Super Fast Turnaround
No surprises, No hidden cost
Lowest interest rate, lower than banks
Salaried advisors, Unbiased expert advice
Get an idea of what you can afford
You can estimate your budget by completing a mortgage pre-qualification, a simple, online calculation that can give you a general idea of how much a lender may be willing to loan you, or by plugging some numbers into a Purchase Payment calculator.
We provide the lowest and best mortgage rates for you, we’re confident we can save you more money than any other lender.
Tips on purchasing a home
Angela has been invested in the Cannect Mortgage Investment Corporation since 2013. Find out what she thinks of her investment. “Cannect is a very specialized investment. I
Alessandra is a professional real estate lawyer and owner of Vantage Law. She is invested in the Cannect Mortgage Investment Corporation. “The reason why I
Bruce is a professional Search Engine Optimizer, and an investor in the Cannect Mortgage Investment Corporation. Take a listen to his video testimonial on Cannect. “The
Why Choose us in Purchasing your Dream Home?
Cannect’s team has helped thousands of Canadians, just like you
Cannect’s award-winning team understands the challenges Canadians face today in securing home financing. Whether you’re self-employed, have a credit rating that’s been impacted by debt or missed payments, have been rejected by your bank, or were surprised to find that the terms of your pre-approval have changed, we’ve been there. We know what it’s like and we’re here to help.
Our unbiased expert advice means you secure the financing you need for today, and for the long-term
Our salaried employees provide sound, unbiased advice because they aren’t fighting for commissions. Regardless of credit, income, or your home purchasing plans, we’ll work with you to secure the best mortgage.
Have more Questions Regarding Home Purchase?
We have all the answers for you
Is it advisable to assess my borrowing capacity and seek pre-approval?
Before embarking on property shopping, securing a mortgage pre-approval from your financial provider is highly recommended. This pre-approval serves as evidence of your borrowing capability and shields your interest rate from potential increases for a designated timeframe, typically 60 to 90 days. Having a pre-approval demonstrates to sellers that you are a committed buyer, enhancing your negotiation leverage and increasing your chances of acquiring your desired property. Take the proactive step of getting pre-approved with Cannect and be ready to seize opportunities!
What down payment is required for purchasing a property in Canada?
The required down payment depends on the property’s purchase price:
- Properties priced at $500,000 or less necessitate a minimum down payment of 5%.
- Homes ranging from $500,000 to $1,000,000 require a 10% down payment.
- Properties priced over $1,000,000 mandate a 20% down payment.
If you have questions or need assistance, our Cannect agents are always available to provide guidance and support
Does Cannect provide commissions to advisors?
At Cannect, we prioritize transparency and customer satisfaction. Unlike many traditional mortgage companies, our advisors operate on a salaried basis rather than receiving commissions. This approach ensures that our advisors focus solely on providing you with the best guidance and solutions tailored to your needs, without any incentives tied to specific products or services. By eliminating commissions, we can keep our costs lower, ultimately offering you more competitive rates and a seamless mortgage experience.
Why is it easier and faster to get a new mortgage from Cannect compared to others?
Cannect has developed proprietary software that automates numerous administrative tasks for our advisors and underwriters. This streamlined efficiency not only saves us money but also allows us to pass those savings directly on to you, making the mortgage process smoother and more cost-effective.
Make Money Count Podcast
Our podcast will give you more insight to Cannect
Marcus and Justin provide a comprehensive overview of the current economic conditions in the Canadian real estate market. Highlighting the absence of a spring market
In this episode of the Make Money Count podcast, Marcus is joined by his long-time co-host Justin Turner to discuss the advantages of variable rate
In this week’s riveting episode of Make Money Count, Marcus delves into the pressing economic questions surrounding housing crisis predictions and the underlying factors contributing
Purchasing dream home with Cannect
“Embark on your dream home journey with Cannect – where dreams meet reality. Benefit from our lowest interest rates, experience a fully automated process, and enjoy complete transparency with no hidden charges or brokerage fees. Your dream home is within reach, and Cannect is here to make it a seamless and affordable reality.”
Marcus Tzaferis
Founder Cannect Inc.
