Unbiased Guidance on Mortgage Refinancing
Call for help or a quote:
FEATURED ON:
Save on a mortgage refinance with rates starting at 5.29%
Complete these 3 easy steps or call us at 416.766.9000
GET QUOTE
See how much you can borrow & the lowest interest rate you qualify for.
2
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APPLY ONLINE
Enter your home address, mortgage details & desired
loan amount.
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3
OBTAIN MONEY FAST
We use our tech advantage & lender relationships to get your mortgage in as little as 24 hours .
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Breaking your current mortgage often leads to big penalties, however we can help you avoid or minimize these fees and literally
save an average of $20,000 to $30,000.
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Without obligation or impacting your credit score
Get approved for a mortgage refinance
in 60 Seconds
Save with our flexible refinancing options and avoid big bank penalties.
Instant online approval
24 hours to process the paperwork
Lowest interest rates available in GTA
Avoid mortgage breaking penalties!
Does not impact your credit score.
Get approved for a mortgage refinance
in 60 Seconds
Instant online approval
24 hours to process the paperwork
Lowest interest rates in GTA
Avoid mortgage breaking penalties!
Call for help or a quote:
When the banks won't help you, we will.
Lowest Posted Interest Rate
6.44% - 6.74%
BANKS
Avoid Huge Penalties
Typical fees
$20,000 - $50,000
100% Focused on Mortgages
Branch visit required
Unbiased, Non-Commissioned Staff
Superfast Processing
7-21 days
BANKS
BANKS
BANKS
BANKS
5.99%
SAVE on average
$20,000 - $30,000
2-5 days
BANKS
BANKS
How you save with Cannect
Unlike other lenders and banks, our staff is non-commissioned. This means we always strive to get you the best rates in Toronto and ensure you save not just today but in the long term, avoiding penalty traps that banks often set to keep you locked in.
$3.9+ Billion in loans awarded
Award-winning, because we actually care.
8,495+ Canadian homeowners helped
We've been helping Canadians save with mortgage refinancing since 2002.
Why go with Cannect?
In short, because we're offering the best rates in town, help you minimize mortgage penalties, and actually help you transition into lower cost debt when the time is right.
When choosing Cannect, you work directly with us as opposed to a middleman that needs to increase costs at every step. This means you save on the initial loan fees (legal and processing), and are spared the extra markups of a go-between broker.
LOWER COSTS
TORONTO'S LOWEST INTEREST RATES
We've developed one of the industry's most powerful loan cost simulators to determine your actual loan costs based on real-time market data. This allows us to virtually guarantee the lowest interest rates in the greater Toronto area, at any given time.
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Unlike most lending firms, our team is non-commissioned, so we have no incentive to lock you up into a higher-rate loan. Our goal is to help you solve short-term cash flow problems, boost your credit score, and then transition you to a lower-cost alternative that will reduce your debt in the long run.
LONG-TERM DEBT REDUCTION
SUPERFAST TURNAROUND
We get that you have mounting pressures and possibly overdue bills to pay, yesterday. That's why we prioritize same-day responses to your inquiries and ensure funds can be transferred to you in days, not weeks. And this is without leaving your home.
Awarded Top Independent Lender in 2014 & 2015
Cannect – Brokerage No. 13079
Cannect Invest – Brokerage No. 12156
Privacy Policy | © 2021, All rights reserved.
We're here to help you. Call us:
Monday to Friday 8am - 8pm and Saturday 12pm - 5pm
The above information is based on readily available market data in December 2023.
Justin was very helpful and reliable when helping me with my refinance. He came up with creative solutions to help me save money, which was very much appreciated.
— Graham M.
Cannect made our home refinance really easy. They were incredibly helpful and patient throughout the process and I would 100% go back to them again in the future.
— Susantha R.
We refinanced our home through Cannect, and initially we were afraid about the penalty to break but they found a way to reduce it to an amount we thought would never be possible!
— Mohamed H.
My experience with Cannect was super positive. I trusted all of the advice they had to offer and everything was super seamless. I highly recommend Cannect to anybody.
— Trang N.
I found them online, signed up and received a call the same day. Our case is not an easy case but Lisa made it happen and got us a GREAT DEAL! I highly encourage you to experience the CANNECT affect!
— Michael C.
Unbiased Guidance on Mortgage Refinancing
Save with our flexible refinancing options and
avoid big bank penalties.
Complete these 3 easy steps or call us at 416.766.2666
How you save
with Cannect
Privacy Policy | © 2021, All rights reserved.
We're here to help you. Call us:
Monday to Friday 8am - 8pm
Saturday 12pm - 5pm
Refinancing your mortgage is essentially replacing your existing mortgage with a new one on different, usually more advantageous, terms.
Unbiased guidance from non-commissioned staff
Better mortgage rates and terms than banks
Average savings of $20,000 to $30,000
Unbiased guidance from non-commissioned staff
Better mortgage rates and terms than banks
Average savings of $20,000 to $30,000