#1 Independent Mortgage Source in Canada
At Cannect, we compare 50+ lenders to secure the lowest possible rate and best terms for you. No pressure. No commissions. Just expert advice built around your goals.
Lower rates
Unbiased advice
Fast approvals
Transparent process
Why Choose Cannect
4.9-Star Rated on Google, Most Trusted
We’ve helped over 50,000 clients and funded over $7 billion — find out why they trust us
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Make Money Count Podcast
Our podcast will give you more insight to Cannect
In today’s episode of Make Money Count, Marcus and Justin break down Kevin Warsh’s first meeting as Federal Reserve Chair. Given that Trump handpicked him
Canada’s real estate market is 20% off peak and the data has never looked better for buyers. Nine consecutive quarters of affordability improvements. Prices down
The Bank of Canada’s next rates decision is days away and if you have a mortgage, a renewal coming up, or any stake in the
Frequently Asked Questions
What makes Cannect different from banks and other mortgage brokers?
At Cannect, we don’t work on commission. Our team’s priority is helping you find the right mortgage or investment, not selling you products. That means lower fees, unbiased advice, and solutions tailored to your financial goals.
What types of mortgages do you offer?
We provide flexible mortgage options, including home equity loans, mortgage renewals, refinancing, and home purchase. Whether you’re self-employed, consolidating debt, or looking for a better rate, we’ll match you with the right solution.
How can I invest with Cannect?
You can invest in the Cannect Mortgage Investment Corporation (MIC), which offers historically higher returns compared to other fixed-income options. Our MIC investments are backed by real estate and managed with some of the industry’s lowest loan-to-value ratios for added security.
How quickly can I access funds with a Cannect loan?
In many cases, homeowners can access funds in just a few days. Because we cut out the middlemen, approvals and funding are faster and simpler compared to traditional banks.
What is a home equity loan, and how does it work?
A home equity loan lets you borrow against the value of your home. It’s a simple way to access funds for debt consolidation, renovations, or other big expenses.
Can I refinance my mortgage with Cannect?
Yes! Refinancing can help you lower your monthly payments, access cash, or consolidate debt. We’ll help you find out if it makes sense for your situation.
How quickly can I get approved for a mortgage or loan?
Our streamlined process means you can often get approved within 24–48 hours, and access funds shortly after.
What if my mortgage is up for renewal?
Don’t just sign the renewal offer from your bank. Cannect can shop the market to find you a lower rate and better terms — saving you money.
Do I need perfect credit to qualify?
No. We specialize in helping homeowners with all types of credit backgrounds, including self-employed individuals and those turned down by banks.
How much can I borrow with a home equity loan?
That depends on the equity in your property and your financial profile. Typically, homeowners can access up to 80% of their home’s value.
How do I start the process with Cannect?
It’s super easy — just quickly apply online or call us. Our team will review your situation and guide you through every step.
Have Questions?
Drowning in debt or rising mortgage rates? We cut through the confusion, break it all down simply, and find the right deal for you — no stress, no surprises, and a free consultation.
