First, we began with the knowledge that by going direct to consumers with our lending services, we could significantly lower the interest rates we charge them while still ensuring a strong return for our investors.
At the same time, we go direct to investors to raise the money we lend. This means we avoid costly commissions and other compensation for brokers and money managers that may reduce return for our investors.
We reduce risk with a conservative loan to value lending ratio. More conservative than even the big 5 Canadian banks. This means we’re careful with how much of a home’s equity we allow our customers to borrow. As a result, not one customer has defaulted on their mortgage in our history.
We bring all of this together with a leading-edge approach to using technology to assess risk, automate services, and communicate with borrowers and investors alike. This means we operate more efficiently and can deliver services faster than the competition.
Tap into the value of your home with a Cannect Home Equity Loan! By using the equity you’ve built up, you can borrow money for home improvements, high-interest debt consolidation, or cover unexpected costs. With your home as collateral, Cannect offers low interest rates, making it easier and more affordable to get the money you need. Whether you’re looking for home renovation or taking control of your finances, a Cannect Home Equity Loan is a simple and smart way to reach your goals.