If you're thinking of a second (or third) mortgage with a private lender, take a few moments to learn how a CannectFlex loan is a better option. CannectFlex loans are designed to give you flexibility... to access your home's equity quickly and with minimal documentation, to move the money you borrow to a lower interest rate mortgage and save thousands of dollars in interest, to avoid steep mortgage refinancing penalties, to make new decisions about your borrowing as your situation changes.