How to Renew Your Mortgage with a New Lender

When your mortgage term ends, your lender will likely send you a renewal offer, but that doesn’t mean you have to accept it. In fact, mortgage renewal is one of the best times to shop around and switch to a better rate or a more flexible solution. At Cannect, we believe every renewal is an […]

Easy Mortgage Renewal Tips to Save Money in 2025

When your mortgage term ends, you’re faced with a decision: renew with your current lender or explore other options. While it might be tempting just to sign the renewal offer that lands in your inbox, doing so without looking at the bigger picture could cost you thousands of dollars in the long run. At Cannect, […]

Bruised credit? How to still buy a home in 2025

Are you dreaming of owning a home in Canada but worried your credit score might stand in the way? Many Canadians face challenges with less-than-perfect credit, often due to past financial bumps, unexpected life events, or simply a lack of credit history. The good news is, bruised credit doesn’t have to be a permanent roadblock […]

What Mortgage Can I Afford? Here’s How to Find Out

Buying a home is exciting, but figuring out how much mortgage you can afford? That part can be confusing. Whether you’re a first-time buyer or looking to upgrade, knowing your affordable mortgage amount is the first step to a confident purchase. At Cannect, we believe in smarter borrowing. We’re not just here to tell you […]

Home Trust Mortgage Rates Rise—How to Refinance and Save with Cannect

If you currently have a Home Trust mortgage, chances are you’ve received a renewal notice with a rate that feels… a little too high. You’re not alone. With rates rising and borrowing conditions tightening, many Home Trust customers are realizing they’re not getting the best deal available.That’s where Cannect comes in. Why Are Home Trust […]

Are You 6 Months from Your Mortgage Renewal? Here’s What You Need to Know

If your mortgage is coming up for renewal in the next 6 months, you might be tempted to let your current lender send you a mortgage renewal letter and just sign on the dotted line. It’s easy, it’s quick… but it might not be the best move for your finances. At Cannect, we believe this […]

Why’s a Home Appraisal So Important When You Get a Mortgage

Are you buying a new home, refinancing your existing mortgage, or taking out a second mortgage? There’s one crucial step you can’t skip: the home appraisal.A home appraisal plays a vital role in the mortgage process. It gives lenders—and you—a clear, unbiased picture of what your property is actually worth. But what exactly is a […]

Big Banks Say No? Why Self-Employed Loans Aren’t Always Risky

In today’s world, being self-employed isn’t unusual. In fact, it’s more common than ever. From gig workers to consultants to entrepreneurs running thriving businesses, millions of Canadians are building their careers on their terms. But when it comes time to apply for a mortgage, self-employed borrowers often hit a frustrating wall: big banks label them […]

Is Now a Good Time to Buy a House in Canada?

The Canadian housing market is always a hot topic, with home prices, mortgage rates, and economic conditions constantly shifting. If you’re wondering whether now is a good time to buy a house in Canada, the answer isn’t one-size-fits-all. Mortgage Rates Are Trending Down Over the past few years, interest rates have been high as the […]

Is Now the Right Time to Refinance Your Mortgage?

With interest rates on the decline, many homeowners are wondering whether refinancing their mortgage is a smart move. The truth is that the right timing can make a significant impact on your financial future. Refinancing can help you lower your monthly payments, reduce interest costs, consolidate debt, and improve your overall financial flexibility. Let’s break […]