If you currently have a Home Trust mortgage, chances are you’ve received a renewal notice with a rate that feels… a little too high. You’re not alone. With rates rising and borrowing conditions tightening, many Home Trust customers are realizing they’re not getting the best deal available.
That’s where Cannect comes in.
Why Are Home Trust Mortgage Rates So High?
Home Trust fills a specific niche in Canada’s mortgage lending landscape. They cater primarily to borrowers who might not qualify for traditional bank mortgages, such as self-employed Canadians, recent immigrants, or people who’ve had credit challenges in the past.
That flexibility is valuable, but it often comes with a cost: interest rates from Home Trust can be significantly higher than the market average. And once you’re in, renewing your mortgage with them typically means continuing to pay more than necessary, even if your situation has changed.
Cannect Offers a Smarter Alternative to High-Interest Mortgages
At Cannect, we believe in second chances and smarter solutions. If you’re self-employed, have uneven income, or are just tired of paying too much, we specialize in helping borrowers break free from high-interest mortgages like those from Home Trust.
Unlike lenders that lock you into rigid, costly products, Cannect takes a more personalized approach. We assess your entire financial picture and offer you the most competitive rate available, without the hidden fees, unnecessary penalties, or pressure to accept a renewal you don’t understand.
Refinance or Renew with Cannect and Save
Here’s the good news: you don’t have to stay locked in with a high-rate lender. If your mortgage is up for renewal, or if you want to refinance early, Cannect can offer you:
- Lower interest rates than Home Trust
- Flexible approvals for self-employed or credit-challenged borrowers
- No commissions or hidden fees
- A quick and stress-free refinance process
We’ve helped thousands of Canadians get out of high-interest loans and into smart, affordable solutions—without jumping through hoops.
Real People, Real Results
We’ve helped thousands of Canadians, just like you, leave behind high-interest loans and step into financial breathing room. Our clients include self-employed professionals, new Canadians, and families recovering from tough credit situations. And because we’re not tied to any one bank or lender, we work for you, not for a commission.
You deserve honest advice and solutions tailored to your real-life goals, not just what fits on a form. With Cannect, you’ll always know exactly what you’re getting—and what you’re saving.
Don’t Renew Blindly—Talk to Us First
If you’re holding a Home Trust mortgage, you’re probably paying more than you need to. Before signing that renewal letter, let’s have a conversation. A quick call could save you thousands.
Ready to compare rates?
Give us a call or fill out our quick form online, and we’ll walk you through your options with clarity, honesty, and zero pressure. Your mortgage should work for you, not against you.
Check out our Make Money Count videos for expert tips and insights on mortgage options.
