How to Decide Between Refinancing and a Second Mortgage

When you need to access the equity in your home, whether it’s for renovations, consolidating debt, or unexpected expenses, you generally have two popular options: a second mortgage or refinancing your current mortgage. Both can get you the funds you need, but choosing the right one depends on your situation. What Is Mortgage Refinancing? Refinancing […]

Big Banks Say No? Why Self-Employed Loans Aren’t Always Risky

In today’s world, being self-employed isn’t unusual. In fact, it’s more common than ever. From gig workers to consultants to entrepreneurs running thriving businesses, millions of Canadians are building their careers on their terms. But when it comes time to apply for a mortgage, self-employed borrowers often hit a frustrating wall: big banks label them […]