Big Banks Say No? Why Self-Employed Loans Aren’t Always Risky

In today’s world, being self-employed isn’t unusual. In fact, it’s more common than ever. From gig workers to consultants to entrepreneurs running thriving businesses, millions of Canadians are building their careers on their terms. But when it comes time to apply for a mortgage, self-employed borrowers often hit a frustrating wall: big banks label them […]

Is Now a Good Time to Buy a House in Canada?

The Canadian housing market is always a hot topic, with home prices, mortgage rates, and economic conditions constantly shifting. If you’re wondering whether now is a good time to buy a house in Canada, the answer isn’t one-size-fits-all. Mortgage Rates Are Trending Down Over the past few years, interest rates have been high as the […]

Refinance Penalties Got You Down? Here’s How to Lower Them.

Thinking about refinancing your mortgage but worried about the penalty for breaking it early? You’re not alone. Many Canadian homeowners hesitate to refinance because they’re unsure if paying a prepayment penalty is worth the potential savings. In this blog, we’ll break down what mortgage penalties are, how they’re calculated, and how to figure out if […]