Personal loans vs mortgage loans: best for buying a home?

Buying a home is a major financial undertaking, and it’s no surprise that it’s easy to become overwhelmed. That’s why knowing the type of financial options available to you is so important. Fortunately, there are now more funding options than ever to help make your home ownership goals a reality. One of the most common […]

The Impact of B20 – New Underwriting Guidelines

OSFI – the regulator of all Canadian Financial Institutions has imposed underwriting guidelines for Residential Mortgages on all regulated lenders and CMHC. These underwriting guidelines are known as B20 and have been created at the insistence of the Financial Stability Board, the financial oversight organization of all G20 nations. The creation of these guidelines is […]