First, we began with the knowledge that by going direct to consumers with our lending services, we could significantly lower the interest rates we charge them while still ensuring a strong return for our investors.
At the same time, we go direct to investors to raise the money we lend. This means we avoid costly commissions and other compensation for brokers and money managers that may reduce return for our investors.
We reduce risk with a conservative loan to value lending ratio. More conservative than even the big 5 Canadian banks. This means we’re careful with how much of a home’s equity we allow our customers to borrow. As a result, not one customer has defaulted on their mortgage in our history.
We bring all of this together with a leading-edge approach to using technology to assess risk, automate services, and communicate with borrowers and investors alike. This means we operate more efficiently and can deliver services faster than the competition.
Dan Cooper, Dan Cooper Group
Prospective investors should read the Offering Memorandum which details the risk factors and investment objectives before investing. Mortgage investments are not guaranteed, past performances may not be repeated, and investors may experience gain or loss. Monthly distributions are not guaranteed and may be adjusted from time to time.