Get approved for a mortgage refinance in 60 Seconds
Save with our flexible refinancing options and avoid big bank penalties.
- Instant online approval
- 24 hours to process the paperwork
- Lowest interest rates available in GTA
- Avoid mortgage breaking penalties!
FEATURED ON:
Save on a mortgage refinance with rates starting at 4.55%
Complete these 3 easy steps or call us at 416.766.2666
Without obligation or impacting your credit score
I just wanted to say Jason thank you for being there for us, you are a true professional. you made us feel that everything is going to ok you're only business you care about that people in general thank you.
Got our first mortgage with Cannect and we couldn't be happier with the service throughout the entire experience! Jason was super helpful, friendly, responsive and worked tirelessly to get us the best deal for our unique situation. He also did some financial coaching for us that really helped redirect our future financial health in a more meaningful way. I highly recommend Cannect to anyone looking for a mortgage or home equity loan!
This was my first deal done with Cannect. Both Jason and Lisa were great. From start to finish the whole thing was very smooth and easy for me.The deal was done in a timely manner, and I got exactly what I was looking for
Working with Phil at Cannect was an incredibly smooth process that I am grateful for as a first time home buyer. Phil was very clear in communicating the details of our mortgage options and he consistently checked in on us throughout the process of buying a home. I will be recommending Cannect to anyone asking for a mortgage broker moving forward. Thanks again Phil!
As a first time home buyer I can truly say that going through the process of obtaining a mortgage with Phil Edwards and Cannect was a great experience! These situations can often be stressful and intimidating, however Phil did a great job assessing my needs and presenting the best solutions. The communication was honest and concise and he kept us informed throughout the entire process and was always available to answer all our question. I had been trying to secure a mortgage on my own and it was overwhelming trying to find a liveable interest rate in the midst of all the rate hikes and the absurd interest rates offered by the banks. Which is where Phil came in and was able to work with me from start to finish and even found me the best rate possible and in turn saving me thousands of dollars. I am extremely pleased with the results and will definitely recommend Phil Edwards and his Cannect team to anyone and everyone in the market for a mortgage.Thank you Phil!!
Phil Edwards is literally the best! He was always on for us. Anytime of the day or night. Even when he was on vacation he was answering our questions promptly. He secured us a very favorable rate at a bad time and with a AAA lender. The service was truly there and he pulled out all the stops for us. Incredibly knowledgeable and straight forward. Communication was effortless. Phil was consistently punctual and fast at returning any questions or concerns. Cannot recommend him enough. Truly a professional. Thanks Phil!!
When the banks won't help you, we will.
We can help you because our loans are primarily based on your home’s value, not your income or credit score.
How you save with Cannect
Unlike other lenders, we do not deal with brokers, the middlemen. So we are able to pass on the savings to you. You pay fewer fees overall, plus get access to the lowest rates in town.
- Unbiased guidance from non-commissioned staff
- Better mortgage rates and terms than banks
- Average savings of $20,000 to $30,000
I just wanted to say Jason thank you for being there for us, you are a true professional. you made us feel that everything is going to ok you're only business you care about that people in general thank you.
Got our first mortgage with Cannect and we couldn't be happier with the service throughout the entire experience! Jason was super helpful, friendly, responsive and worked tirelessly to get us the best deal for our unique situation. He also did some financial coaching for us that really helped redirect our future financial health in a more meaningful way. I highly recommend Cannect to anyone looking for a mortgage or home equity loan!
This was my first deal done with Cannect. Both Jason and Lisa were great. From start to finish the whole thing was very smooth and easy for me.The deal was done in a timely manner, and I got exactly what I was looking for
Working with Phil at Cannect was an incredibly smooth process that I am grateful for as a first time home buyer. Phil was very clear in communicating the details of our mortgage options and he consistently checked in on us throughout the process of buying a home. I will be recommending Cannect to anyone asking for a mortgage broker moving forward. Thanks again Phil!
As a first time home buyer I can truly say that going through the process of obtaining a mortgage with Phil Edwards and Cannect was a great experience! These situations can often be stressful and intimidating, however Phil did a great job assessing my needs and presenting the best solutions. The communication was honest and concise and he kept us informed throughout the entire process and was always available to answer all our question. I had been trying to secure a mortgage on my own and it was overwhelming trying to find a liveable interest rate in the midst of all the rate hikes and the absurd interest rates offered by the banks. Which is where Phil came in and was able to work with me from start to finish and even found me the best rate possible and in turn saving me thousands of dollars. I am extremely pleased with the results and will definitely recommend Phil Edwards and his Cannect team to anyone and everyone in the market for a mortgage.Thank you Phil!!
Phil Edwards is literally the best! He was always on for us. Anytime of the day or night. Even when he was on vacation he was answering our questions promptly. He secured us a very favorable rate at a bad time and with a AAA lender. The service was truly there and he pulled out all the stops for us. Incredibly knowledgeable and straight forward. Communication was effortless. Phil was consistently punctual and fast at returning any questions or concerns. Cannot recommend him enough. Truly a professional. Thanks Phil!!
Award-winning, because we actually care.
We’ve been helping Canadians invest and plan for their future since 2002.
$3.9+ Billion in loans awarded
Awarded Top Independent Lender in 2014 & 2015
8,495+ Canadian homeowners helped
Why go with Cannect ?
In short, because we’re offering the best rates in town – with lower fees – and actually help you transition into lower cost debt when the time is right.
LOWER COSTS
When choosing Cannect, you work directly with us as opposed to a middleman that needs to increase costs at every step. This means you save on the initial loan fees (legal and processing), and are spared the extra costs of a home appraisal and go-between broker.
TORONTO'S LOWEST INTEREST RATES
We've developed one of the industry's most powerful loan cost simulators to determine your actual loan costs based on real-time market data. This allows us to virtually guarantee the lowest interest rates in the greater Toronto area, at any given time.
LONG-TERM DEBT REDUCTION
Unlike most lending firms, our team is non-commissioned, so we have no incentive to lock you up into a higher-rate loan. Our goal is to help you solve short-term cash flow problems, boost your credit score, and then transition you to a lower-cost alternative that will reduce your debt in the long run.
SUPERFAST TURNAROUND
We get that you have mounting pressures and possibly overdue bills to pay, yesterday. That's why we prioritize same-day responses to your inquiries and ensure funds can be transferred to you in days, not weeks. And this is without leaving your home.
What's mortgage refinancing?
Refinancing your mortgage is essentially replacing your existing mortgage with a new one on different, usually more advantageous, terms.
What are the typical advantages of refinancing my mortgage?
Once you’re approved for a loan online, you will be contacted by a member of our team and asked to upload identification, proof of property ownership and existing mortgage information. A Cannect lawyer will confirm your information within the hour and proceed with a transfer of funds, which you receive in 24 hours or less.
What documents do I need to refinance my mortgage?
Once you’re approved for a loan online, you will be contacted by a member of our team and asked to upload identification, proof of property ownership and existing mortgage information. A Cannect lawyer will confirm your information within the hour and proceed with a transfer of funds, which you receive in 24 hours or less.
We're here to help you. Call us:
Monday to Friday 8am – 8pm and Saturday 12pm – 5pm
