Renewal

Refinancing

Home Equity Loan

Investing

Get started with Cannect

Borrow smarter. Invest better. That’s how Cannect helps set you up for financial success, for today and for tomorrow

The four pillars of our home equity investment success

Direct to consumer

First, we began with the knowledge that by going direct to consumers with our lending services, we could significantly lower the interest rates we charge them while still ensuring a strong return for our investors.

Direct to investor

At the same time, we go direct to investors to raise the money we lend. This means we avoid costly commissions and other compensation for brokers and money managers that may reduce return for our investors.

Loan to value lending ratio

We reduce risk with a conservative loan to value lending ratio. More conservative than even the big 5 Canadian banks. This means we’re careful with how much of a home’s equity we allow our customers to borrow. As a result, not one customer has defaulted on their mortgage in our history.

Technology and automation

We bring all of this together with a leading-edge approach to using technology to assess risk, automate services, and communicate with borrowers and investors alike. This means we operate more efficiently and can deliver services faster than the competition.

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Invest with Cannect to build even more equity

Cannect’s Mortgage Investment Corporation has seen an average of 8.14% returns over the past 10 years.

 Prospective investors should read the Offering Memorandum which details the risk factors and investment objectives before investing. Mortgage investments are not guaranteed, past performances may not be repeated, and investors may experience gain or loss. Monthly distributions are not guaranteed and may be adjusted from time to time. 

Get started with Cannect

Our home financing services include our short-term CannectFlex loans,
new mortgages, mortgage refinancing, and more.

CannectFlex home loan

A flexible-term home equity loan that avoids mortgage refinancing penalties and sets you up to save even more when it’s time to renew your mortgage.
From

4.99%

Mortgage refinancing

If you have a current mortgage and would like to increase the amount you’ve borrowed, try a refinancing quote. And remember, you can avoid mortgage penalties completely with a CannectFlex loan.
From

5.99%

Renew your mortgage

When it’s time to renew your mortgage, and you’re looking for a better rate, start here.
From

5.54%

New home purchase

Whether you’re shopping for a new property or have found your dream home, you’ll find your best mortgage rate here.
From

5.54%

Renew your
mortgage

When it's time to renew your mortgage,
and you're looking for a better rate,
start here.

$4 Billion in Funded mortgages

Mortgage
refinancing

If you have a current mortgage and would like to increase theamount you've borrowed, try a refinancing quote.

Lowest interest
rate in canada

Investing

A decade of established
success, without losing a dollar
of investor capital.

Average 8% Returns
Since Inception

Renewal

Flexible terms for maximum savings

Refinancing

Unlock the potential of your equity

Home Equity Loan

Helping Homeowners borrow for less

Investing

Investing in Canadian Real Estate with zero risk

Renew your
mortgage

When it's time to renew your mortgage,
and you're looking for a better rate,
start here.

$4 Billion in Funded mortgages

Mortgage
refinancing

If you have a current mortgage and would like to increase theamount you've borrowed, try a refinancing quote.

Lowest interest
rate in canada

CannectFlex
Home Loan

A flexible-term home equity
loan
that avoids mortgage
refinancing penalties

$4 Billion in Funded mortgages

Investing

A decade of established
success, without losing a dollar
of investor capital.

Average 8% Returns
Since Inception

Renewal

Flexible terms for maximum savings

Refinancing

Unlock the potential of your equity

Home Equity Loan

Helping Homeowners borrow for less

Investing

Investing in Canadian Real Estate with zero risk