Self-employed? New to Canada? A mortgage broker like Cannect could be your best path to homeownership.
The Reality: Banks Say “No” Too Often
Getting a mortgage in Canada isn’t what it used to be. Between strict income verification rules, higher interest rates, and tighter underwriting guidelines, traditional banks are turning away more applicants than ever, especially those who don’t fit the mold.
If you’re:
- Self-employed or a gig worker
- New to Canada with a limited credit history
- Recovering from past credit issues
- Relying on non-traditional income
…you’ve probably hit a wall with the big banks. But here’s the good news: you still have options.
Enter Mortgage Brokers – Your Gateway to Flexible Financing
Unlike banks, mortgage brokers don’t rely on one set of rules or products. At Cannect, we’re not tied to any lender—we work for you. That means we can explore a range of solutions that are tailored to your unique situation.
Self-Employed? We Speak Your Language
Freelancers, business owners, consultants—your income might not look “stable” on paper, but we understand how to present your finances to lenders who get it.
Cannect can help you:
- Use stated income products
- Show gross business revenue effectively
- Access lenders who specialize in business-for-self mortgages
New to Canada? Start Your Mortgage Journey with Us
Just arrived in Canada and don’t have a long credit history? Banks may hesitate, but Cannect won’t. We help newcomers every day secure financing using:
- Alternative credit (like rent and utility history)
- Flexible down payment options
- Lenders who specialize in new-to-Canada mortgage programs
Human Guidance, Not Sales Pressure
At Cannect, our team is non-commissioned. That means we’re focused on giving you the best advice, not selling you the highest rate. You’ll get unbiased guidance, plain-language support, and a partner who truly listens.
We Also Lend Our Own Money
Through the Cannect Mortgage Investment Corporation (MIC), we can fund mortgages ourselves when no other lender will. That’s how we’ve helped hundreds of clients who were turned down elsewhere finally get into their dream home or access their home equity.
Real People. Real Results.
“I was denied by two major banks due to my freelance income. Cannect helped me refinance my home and consolidate debt, stress-free!”
– A happy Cannect client
Ready to Explore Your Mortgage Options?
Just because your bank says “no” doesn’t mean you’re out of options. Let’s talk.
Get Started Today — no obligation, just real solutions.
Watch our Make Money Count videos to gain more insights.
