Cannect | Brokerage No. 13079
416.766.9000

For Canadian Homeowners

Combine High‑Interest Debts
Into One Lower
Monthly Payment

See how a Cannect Flex Home Loan can use your home equity to replace higher-interest debts, lower your monthly payments and keep your current mortgage in place.

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Free review. No obligation.

Salaried Mortgage SpecialistsOur mortgage specialists earn a salary, not a commission. Their focus is understanding your goals, explaining your choices and helping you find the right mortgage solution, with advice that puts you first.
$8 Billion in Funded MortgagesPut our mortgage experience to work for your debt plan. We help you compare borrowing costs, navigate lender requirements and access your home equity while protecting what already works about your mortgage.
Canada’s Largest Lender NetworkWe shop across lenders and negotiate on your behalf, giving you more choice than a single bank’s products. We compare rates, terms and lending requirements to find a mortgage that fits your circumstances.

A Clear Path to Simpler Payments

Your free review covers the payments, costs and mortgage structure that work for you.

One Payment

Combine Your Debt Payments

Bring eligible debts into one manageable home loan payment. Your agent helps you choose what to include and keep any borrowing that already works well.

Create More Monthly Breathing Room

See your potential payment, interest, fees and repayment terms together. A longer repayment period can lower payments while increasing total interest.

Home Equity LoanExisting Mortgage

Keep Your Current Mortgage in Place

Access equity with a Cannect Flex Home Loan in second position, while keeping your existing mortgage. Your agent will confirm the right structure for your home.

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Free Review. No Obligation.

What Our Clients Say

Five-star Google reviews from one of our Toronto offices

★★★★★GoogleReview
“I would definitely recommend Phil to anyone looking for judgement free help in achieving their financial goals or debt consolidation.”

Priya D.

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★★★★★GoogleReview
“We worked with Matt for getting more equity out of our home. He made the whole process very easy and informative…”

Dylan P.

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Free Review. No Obligation.

A Short Form, a Real Conversation

Here’s what happens after you request your free debt review.

  1. Your Specialist Reaches Out

    A Cannect mortgage specialist contacts you to understand your goals and answer your questions. You’ll discuss the debts you want to tackle and the mortgage you already have.

  2. We Work Through the Details

    Your specialist explains the information lenders need and helps compare suitable options. You’ll understand the proposed payment, fees and repayment terms before deciding.

  3. You Choose the Next Step

    If you choose to proceed, we guide you through the documents and lender application. You’ll know what’s needed at each stage, with a specialist to turn to along the way.

Get My Free Debt Review   →

Free Review. No Obligation.

Your Questions, Answered

Who is this review for?

Canadian homeowners exploring borrowing secured against their home. We don’t offer personal or unsecured loans. Your agent will confirm the available options for your property and circumstances.

Will this show me a rate or approve me?

No. This is a request for a personalised review. Your specialist will discuss your situation and suitable options before explaining pricing. Approval and terms depend on the lender and your application.

Is the review really free?

Yes. The conversation and review are free, with no obligation to borrow. If you proceed, interest and lender, broker, legal or appraisal fees may apply. Ask for a full cost breakdown before deciding.

How can I keep my current mortgage?

A Cannect Flex Home Loan can be registered in second position behind your existing mortgage. This lets you access available equity without replacing that mortgage. Your agent will confirm available equity, mortgage terms and lender requirements, then explain your options.

Do I need exact values or balances?

Estimates are fine for the conversation, and your agent will confirm the figures with you. Your specialist will explain what needs to be confirmed before a lender can make a decision.

Take the First Step Toward Simpler Payments

Get My Free Debt Review   →

Free Review. No Obligation.

Get My Free Debt Review →